Borrowing Assets

Users can borrow assets by supplying the necessary collateral within a specified collateral market. Interest on the borrowed amount accrues over time, gradually increasing the total repayment due. To retrieve their collateral, borrowers must fully settle the loan, including the original borrowed amount plus any accrued interest.

Deposits are

sTokens are tokens minted and burnt upon supply and withdraw of assets to a Solera market, which denote the amount of crypto assets supplied and the yield earned on those assets. The sTokens’ value is pegged to the value of the corresponding supplied asset at a 1:1 ratio and can be safely stored, transferred or traded. All yield collected by the aTokens' reserves are distributed to sToken holders directly by continuously increasing their wallet balance.