# Earning ### 01 - Deposit in a Solera Vault Earn yield by depositing an asset into a vault curated by third-party risk curators. Each vault has a unique risk profile and strategy determined by the curator. Creating a vault is permissionless, so users should assess a vault’s curator and risk exposure before depositing. ### 02 - Assets are supplied to Solera Markets A Solera Vault can only allocate deposits to Markets whitelisted by the curator. Depositors in the vault are exposed to risks related to each market, including the collateral asset, liquidation LTV, and configured oracles. ### 03 - Earn yield from borrowers Vaults generate a yield from over-collateralized lending. Borrowers deposit collateral and borrow assets supplied to Solera Markets, paying interest to the vault. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.solera.market/overview/morpho-markets/earning.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.