> For the complete documentation index, see [llms.txt](https://docs.solera.market/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.solera.market/overview/morpho-markets/earning.md).

# Earning

### 01 - Deposit in a Solera Vault

Earn yield by depositing an asset into a vault curated by third-party risk curators. Each vault has a unique risk profile and strategy determined by the curator.&#x20;

Creating a vault is permissionless, so users should assess a vault’s curator and risk exposure before depositing.

### 02 - Assets are supplied to Solera Markets

A Solera Vault can only allocate deposits to Markets whitelisted by the curator. Depositors in the vault are exposed to risks related to each market, including the collateral asset, liquidation LTV, and configured oracles.

### 03 - Earn yield from borrowers

Vaults generate a yield from over-collateralized lending. Borrowers deposit collateral and borrow assets supplied to Solera Markets, paying interest to the vault.


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