# Morpho Markets Solera curates and co curates vaults and markets on the Morpho Stack. Borrowers provide collateral and borrow from lenders in isolated asset pairs, reducing contagion risk. Users **Morpho Markets**: are immutable 1:1 where borrowers pay interest to borrow against collateral assets. **Morpho Vaults**: are permissionless vaults allocating to individual markets allowing for additional layers of logic and risk management. Solera works with industry leading risk managers and liquid funds such as [Gauntlet](https://www.gauntlet.xyz/), [Re7](https://www.re7labs.xyz/), [Edge Capital](https://edgecapital.xyz/), and more to curate, manage, and allocate assets in these lending markets. Solera's Markets and Vaults can be found at [morpho.solera.market](https://morpho.solera.market) and on the official Morpho frontend on supported networks. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.solera.market/overview/morpho-markets.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.